RV Insurance

[oxcamper]

Hi all,
We're getting our first TT and am wondering about what types of insurance, any issues with types of insurance companies ( i.e. are the large auto insurance companies adequate, or is it better to use companies that deal specifically with RVs). What are some of the common things to make sure your RV insurance covers?

Thanks in advance.

[00buck]

I pay about $250 a year with Progressive for my 2014 Micro Lite 21FBRS. Given the rapid depreciation of TT's I opted for replacement value coverage with a $500 deductible.

[RickV]

I have Allied pay $398 a year on my 2014 Crusader 325res 5ver with a agreed value of $45000 and $1000 deductable.

[heavynlori]

We have State Farm on our 2014 Crusader 325RES - $250 deductible with value of $60k - premium is $420 year - our TV is $600 yr - same deductible on a 2012 Chevrolet

[Ford Idaho]

We just stuck it on with the car and truck, no muss no fuss.

[MeepMeep]

Went thru Good Sam and got the TV and 5er all on one policy for just under 1600 for the year

[SKnight]

I went through State Farm, I'm about to have my new agent review my policies though. They quoted me $595 a year with I feel is a little steep.

[Bobb36]

I called State Farm when I bought the Sunseeker and added it to my car insurance not having a clue what I was doing, now buying up to a FR3 I called progressive and got RV insurance and have compared the two policies and I am glad nothing ever happened to the sunseeker. You want to go with RV insurance as you have things in the RV that you would never have in your car.