RV Insurance for Hybrid TT

[JWHybrid2B]

What is a good insurance company for my new 2015 Hybrid? I have been looking at different Insurance Company's and they range from about $335-$1,300/yr with a $500 Comp and $1,000 Collision. What is everyone's thoughts? Geico, Good Sam, Progressive, State Farm, RV America, All State, Nationwide? Should I spend more and lower the deductables or increase them? Does my tow vehicle cover a collision if the camper is involved? Does my homeowners insurance cover damage or vandalism? Fire away!

[rycej]

I think this was just discussed here near the end of last season. So if you search out some threads on the subject there will already be lots of good information.
Here is one ... http://www.forestriverforums.com/for...nce-58104.html

James.

[laurarice26]

I'm no expert but we just bought insurance for our tt. Collision follows the vehicle. We are only casual campers.

[SilverbackMel]

Been with State Farm for 40 years on home and cars. Motorcycles with Progressive. Prior RV (2011 Outback fifth wheel) with State Farm.

Just changed coverage (today) on the new 2015 Silverback 33RL to Good Sam's insurance through National General. MUCH better coverage for 33% less annual premium than State Farm.

Added benefits:

* Vanishing deductible. (started with $1,000 deductible). Reduces 25% per annual no claim.

* FULL replacement for 5 model years.

And YES, your towed rv liability follows your tow vehicle.

[ddbck]

I have Gieco. The collision follows my tow vehicle & comprehensive is $132 a year. We get a little break for bundling everything with them is.. 2 vehicles, 2 atv,camper,

[Lynkage]

I use a company called Blue sky. They seem to have pretty good coverage.
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