2500 Duramax payloads

[WFD]

Originally Posted by Flybob

2015 Duramax 2500 crew cab LT Z71 standard bed. sticker capacity 2380.

Is yours 4x4?

[Phenom]

Originally Posted by WFD

Is yours 4x4?

I think on the 15.5's on up, Z71 is only available as 4x4. His payload is about identical to mine and that's the setup I have in my 16.

[lgray]

Wild statement about insurance...and incorrect.

Agree with ignoring the payload, my 2011 is 2450 and my dry pin weight is 2,900 pounds. Airbags for leveling towing 3 plus years no problems.

[rockfordroo]

Here's another data point, FWIW:

My 2500HD gasser has a payload of 2906 lbs. That's about 600 lbs over the numbers other have quoted above for their diesels. So that tells me they have about 600 lbs more on their front axles than I do.

[Flybob]

Originally Posted by WFD

Is yours 4x4?

Yes

[wbdvt]

Oh yeah, sorry should have mentioned it is 4x4. In Vermont 2x4 is worthless in winter.

[kcmusa]

I have a 1 ton and am surprised of the difference. My sticker says 3637 lb.
So stepping up to a 3500 gives one at least another 1000 to 1500 lb.

[Philos3]

lgray (Wild statement about insurance and incorrect. Agree with ignoring the payload, )

Per this forum:
dodosmike 7/21/16
"I asked my insurer and broker the same question regarding payload and liability in the event of an accident.

The insurer can (and I have friend in the auto insurance industry who had this exact thing happen) and have denied claims because an individual "knowingly exceeded the payload capacity of their truck as determined my the manufacturer". Accident report and photos proved it."

=======

"But if the payload estimate is "over" by the insurers estimation, and they decide not to pay the claim, then is "a few pounds over" really worth it?

Not to me.

It's called risk assessment for a reason, everybody's "assessment" will vary."
__________________

[lgray]

Originally Posted by Philos3

lgray (Wild statement about insurance and incorrect. Agree with ignoring the payload, )

Per this forum:
dodosmike 7/21/16
"I asked my insurer and broker the same question regarding payload and liability in the event of an accident.

The insurer can (and I have friend in the auto insurance industry who had this exact thing happen) and have denied claims because an individual "knowingly exceeded the payload capacity of their truck as determined my the manufacturer". Accident report and photos proved it."

=======

"But if the payload estimate is "over" by the insurers estimation, and they decide not to pay the claim, then is "a few pounds over" really worth it?

Not to me.

It's called risk assessment for a reason, everybody's "assessment" will vary."
__________________

An agent and/or broker do not have the carrier’s pen or authority for claims decisions. Claims 101, is determined by “proximate cause”.In order for a carrier to deny a claim in good faith, they would need to establish that the accident was caused by a payload capacity issue…good luck with that. No credible forensic expert will sign off on that and no credible carrier will be willing to risk a formal complaint with the department of insurance, not to mention punitive damages and sanctions.

[Philos3]

"No credible forensic expert will sign off on that and no credible carrier will be willing to risk a formal complaint with the department of insurance, not to mention punitive damages and sanctions."

I would classify this as a "wild" statement. You have no clue as to what a forensic would or would not sign off on.

Nor do you have any idea what a claims adjustor would do and what evidence they can derive.

[lgray]

Originally Posted by Philos3

"No credible forensic expert will sign off on that and no credible carrier will be willing to risk a formal complaint with the department of insurance, not to mention punitive damages and sanctions."

I would classify this as a "wild" statement.

Not with over 30 years as a licensed Agent/Broker and licensed adjuster...you on the other hand are just making stuff up.


Peace Out...

[Windjammin]

I would like to know how that number on the door sticker is computed. Payload should be the GVWR (10000 pounds for me) less the curb weight of my empty truck. Putting my VIN number into Ford's VIN Decoder site yields a curb weight of 7152 for my truck. Therefore my payload should be 10000-7152=2848. But my door sticker says 2140. Maybe someone can enlighten me.

[CaptnJohn]

Originally Posted by Windjammin

I would like to know how that number on the door sticker is computed. Payload should be the GVWR (10000 pounds for me) less the curb weight of my empty truck. Putting my VIN number into Ford's VIN Decoder site yields a curb weight of 7152 for my truck. Therefore my payload should be 10000-7152=2848. But my door sticker says 2140. Maybe someone can enlighten me.

2848 is for a basically bare truck. Adding any trim level adds pounds as does things like running boards, 4x4, and everything else. As trucks come with various trims and different options only the yellow sticker for the individual truck is accurate unless you or the dealer added even more.

[emm-dee]

Originally Posted by Windjammin

I would like to know how that number on the door sticker is computed. Payload should be the GVWR (10000 pounds for me) less the curb weight of my empty truck. Putting my VIN number into Ford's VIN Decoder site yields a curb weight of 7152 for my truck. Therefore my payload should be 10000-7152=2848. But my door sticker says 2140. Maybe someone can enlighten me.

Easy to enlighten you. The door sticker is close to useless. The only numbers there that are real are 1. Max vehicle gross weight 2. Max front axle weight and 3. Max rear axle weight. Although they might have the same payload listed there is no way two identical trucks will have the exact same payload.

The only way to determine real payload is to put the truck on a scale and subtract the ACTUAL weight from the max allowable weight. It's probably fairly close but could vary by plus or minus several hundred pounds. In the aviation world that is called "basic operating weight". What configuration you use to determine that is up to you. In my case I get the BOW with a configuration of me sitting in the drivers seat, a full tank of fuel, toolbox loaded as normally loaded, and receiver hitch in place. Per the cat scale I now have a useful load of 1,400 pounds. With the trailer hooked up I have a remaining load of 400 pounds available. My most restrictive limit is only having 280 pounds of available rear axle weight.

None of those limits is a problem. I rarely carry anything in the truck bed...just put everything in the trailer because it still has about 2,000 pounds of added weight available. Since it's a toyhauler I can distribute the load so that tongue weight will hardly change, and if it does it's going to be lighter.

[lbrjet]

The Ford Vin decoder seems to be leaving in the extra weight of your diesel engine. Go by your sticker, or better yet go weigh it. I weighed mine on the way home when I bought it new and the payload matched within 20 lbs.


2010 F250 5.4L 3.73
2011 Flagstaff 831FKBSS
Equal-i-zer 4pt 12K

[Philos3]

licensed Agent/Broker and licensed adjuster.

Who do you work with, what insurances do you provide, and what are your license numbers and states of licensing?

No credible forensic expert will sign off on that and no credible carrier will be willing to risk a formal complaint with the department of insurance, not to mention punitive damages and sanctions."

Please provide some support for your opinion that payload is to be ignored and that overloading is irrelevant for an insurance claim. Anyone can have an opinion, licensed or not, the question is what do you have that can be relied on and no, your years of experience is not sufficient.

[NMWildcat]

Well...... That's a thread killer

[Iwannacamp]

I have decided that if I ever get another 5er I will try to stay close to to cargo, but I have learned that if you have a diesel 3/4t 4x4 you are pretty screwed for any decent sized 5er. Pin weight will just about be all taken by a 30ft 5er. IMO use common sense and shop wisely. My buddy has a 16 Ram 3500 8ft bed 4x4 diesel and his payload is 5700+. That's a truck.


Sent from my iPhone using Forest River Forums

[NMWildcat]

I would love to see the original capacity numbers from the engineers as compared to the final number after it goes through the lawyers and marketing. For any vehicle. I think it would be interesting.

[lgray]

Originally Posted by NMWildcat

Well...... That's a thread killer

Need to ignore Philos3, he or she is a
Snipe, check out these threads created by Philos3...history of creating argumentative threads, of nonsense, including the intentional agitation of bclemens. In these posts, he acknowledges he does not own an RV or Tow Vehicle...

http://www.forestriverforums.com/for...on-120531.html

http://www.forestriverforums.com/for...es-122790.html


http://www.forestriverforums.com/for...cc-119317.html

By copy, Site Team will hopefully investigate...