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Old 03-14-2022, 12:35 AM   #321
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What cards give 4-5% cash back?
Discover is 5 for limited months starting April, Citi/ Costco is 4 year around.
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Old 03-14-2022, 12:43 AM   #322
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Most of the time we can't fill the motor home in Ca unless it's got close to a half tank anyway.
We were pretty close to $5 in a lot of places in Ca as of last fall. Most stations won't let you buy more than 150.00 at a time, so I was using two cards to fill on our last trip.
The geniuses that run this state had already added more tax when the prices went down during the lockdown, so as soon as we exit the state we pay 1.50 a gallon less.

Gas was 6.39 in Grover beach for regular last week.
Costco is 5.39 today.
Even if you take your card inside? Usually you can fill up that way.
California has a tax for almost everything. Sad part is all the waste and squandering. Not to mention billions lost to fraudulent unemployment claims from foreign countries.
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Old 03-14-2022, 01:56 AM   #323
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Exxon card is 10 cents off per gallon and 12 cents off if 93.
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Old 03-14-2022, 01:58 AM   #324
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Even if you take your card inside? Usually you can fill up that way.
California has a tax for almost everything. Sad part is all the waste and squandering. Not to mention billions lost to fraudulent unemployment claims from foreign countries.
Arkansas is super conservative (opposite of CA) and has a tax for everything.
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Old 03-14-2022, 07:57 AM   #325
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Discover is 5 for limited months starting April, Citi/ Costco is 4 year around.
No, Discover is 5% year round it just changes where they give the 5%.

https://www.discover.com/credit-card...-calendar.html
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Old 03-14-2022, 08:21 AM   #326
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Old 03-14-2022, 08:49 AM   #327
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No, Discover is 5% year round it just changes where they give the 5%.



https://www.discover.com/credit-card...-calendar.html
Lots of merchants I know won't take Discover due to the high fees they get charged due to the cash-back rewards. Those fees are added on top of the normal processing fees to the merchant.
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Old 03-14-2022, 09:05 AM   #328
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Lots of merchants I know won't take Discover due to the high fees they get charged due to the cash-back rewards. Those fees are added on top of the normal processing fees to the merchant.
I honestly can't think of a single place I shop at that doesn't take Discover.

I know there was a small Chinese restaurant near me that didn't take it a few years ago but they changed their minds apparently.

I also know one other restaurant that gives you a discount on using cash vs. any sort of credit card but that's about it.

Even Aldi's which was notoriously anti-credit for a long time have gone to taking all credit cards. Which I just recently found out.
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Old 03-14-2022, 09:30 AM   #329
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No, Discover is 5% year round it just changes where they give the 5%.

https://www.discover.com/credit-card...-calendar.html
I thought the discussion was gas prices?
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Old 03-14-2022, 09:32 AM   #330
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Exxon card is 10 cents off per gallon and 12 cents off if 93.
Is that at all stations or just theirs?
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Old 03-14-2022, 09:35 AM   #331
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I thought the discussion was gas prices?
It is.

And if you click the link you'll see that between April and June you can use your Discover card to get 5% of your purchases at gas stations.
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Old 03-14-2022, 09:38 AM   #332
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Originally Posted by aircommuter View Post
Discover is 5 for limited months starting April, Citi/ Costco is 4 year around.
We always used just one credit card and that was to get miles for travel. Well since overseas travel is now out the window for us, and we will be concentrating on US travel with our TT, we just yesterday went and got a Costco card. So the mileage card will still be used, but only for auto-pay things (utilities, etc), and the Costco will be used for everyday purchases. Another nice feature of the Costco card is extending any manufacturer warranties by 2 years - and it doen't even have to be items purchased from Costco.

Costco card benefits:
4% cash back on eligible gas worldwide for the first $7,000 per year then 1% thereafter.
Plus
3% cash back on restaurants and eligible travel purchases worldwide.

2% cash back on purchases from Costco and Costco.com.

1% cash back on all other purchases.
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Old 03-14-2022, 09:43 AM   #333
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Lots of merchants I know won't take Discover due to the high fees they get charged due to the cash-back rewards. Those fees are added on top of the normal processing fees to the merchant.
In my area, not many businesses take Discover or American Express. At least you don't see the stickers on the door with the Visa and MC stickers. I cancelled those cards years ago due to that.
Also more and more local businesses either don't accept any credit card, or charge you the processing fee for using one. They are tired of paying the fees. I had to learn to write checks again!!!!
I started using my Carecredit card for everything I can. With the points we earn, we get $100 back about every 6 weeks.
Every little bit helps with increases in fuel and everything else.
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Old 03-14-2022, 10:34 AM   #334
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I honestly can't think of a single place I shop at that doesn't take Discover.

I know there was a small Chinese restaurant near me that didn't take it a few years ago but they changed their minds apparently.

I also know one other restaurant that gives you a discount on using cash vs. any sort of credit card but that's about it.

Even Aldi's which was notoriously anti-credit for a long time have gone to taking all credit cards. Which I just recently found out.
Come out West and you'll even see prominent signs on credit card machines saying "No Discover or Amex" cards.

Most gas stations will take any credit card but most now charge a premium of $0.10 per gallon for the privilege.
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Old 03-14-2022, 11:00 AM   #335
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Come out West and you'll even see prominent signs on credit card machines saying "No Discover or Amex" cards.

Most gas stations will take any credit card but most now charge a premium of $0.10 per gallon for the privilege.
But a 4% discount from using the card is obviously a better deal. Most stations where I live don’t offer a cash discount anyway. Actually our lowest priced stations don’t have a different cash price. Lots of variables leaving the to choice to the savvy consumers.
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Old 03-14-2022, 11:05 AM   #336
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It is.

And if you click the link you'll see that between April and June you can use your Discover card to get 5% of your purchases at gas stations.
If you read post 321 I already mentioned when the Discover gas discount was applicable.
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Old 03-14-2022, 11:14 AM   #337
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In my area, not many businesses take Discover or American Express. At least you don't see the stickers on the door with the Visa and MC stickers. I cancelled those cards years ago due to that.
Also more and more local businesses either don't accept any credit card, or charge you the processing fee for using one. They are tired of paying the fees. I had to learn to write checks again!!!!
I started using my Carecredit card for everything I can. With the points we earn, we get $100 back about every 6 weeks.
Every little bit helps with increases in fuel and everything else.
I have a care credit card but it just sits in a stack of cards I don’t use. Never knew they offered credits of sort. Do they actually give cash back? Is there some special requirements for the usage of the credits.
One thing I use AE card for is to autopay cellular for a discount. I don’t carry it either.
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Old 03-14-2022, 11:22 AM   #338
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Come out West and you'll even see prominent signs on credit card machines saying "No Discover or Amex" cards.

Most gas stations will take any credit card but most now charge a premium of $0.10 per gallon for the privilege.
Same here. I just snapped two pics of the gas station across from my shop where the sign alternates prices between cash and credit ...of 10 cent difference.Click image for larger version

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Old 03-14-2022, 11:50 AM   #339
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If you read post 321 I already mentioned when the Discover gas discount was applicable.
If you read post 312 I did as well.
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Old 03-14-2022, 03:12 PM   #340
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Come out West and you'll even see prominent signs on credit card machines saying "No Discover or Amex" cards.

Most gas stations will take any credit card but most now charge a premium of $0.10 per gallon for the privilege.
Most of our upscale hotels will take Discover or AMEX, but gas stations, retail and grocery stores, nope.
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