|
|
01-08-2017, 01:44 PM
|
#1
|
Senior Member
Join Date: Apr 2016
Location: Portland, Oregon
Posts: 185
|
Insurance question (not how much). Who?
Not asking how much to pay (to many variables) but would like to know who you are using and will you continue at renewal???
Looking at MH, 2 cars, 2 homes, and umbrella.
Current carrier has shown me large increase (no claims), we've all been there. Sooo, I'm looking around.
Any suggestions regarding companies (good or bad) greatly appreciated.
__________________
Due to depreciation the above opinion is now worth less than what you paid for it.
Everyone is good at something... I happen to be a good bad example.
|
|
|
01-08-2017, 01:55 PM
|
#2
|
Senior Member
Join Date: Sep 2016
Location: Port Richey Florida
Posts: 640
|
Been with State Farm for years. I've checked time to time and have not found any better rate for my cars or RV. Never had acclaim. Hopefully never will.
|
|
|
01-08-2017, 02:00 PM
|
#3
|
Senior Member
Join Date: Feb 2015
Location: Oswego il
Posts: 2,430
|
Quote:
Originally Posted by Decon Blue
Been with State Farm for years. I've checked time to time and have not found any better rate for my cars or RV. Never had acclaim. Hopefully never will.
|
X2,on State Farm.
Paid $3,000 damage claim on my older Cougar, tire failure. With no questions asked.
__________________
Jim W.
2016 34RL CC; 2008 Ram Mega Cab 2500HD, 6.7L, 68RFE 6 speed, 4X4, Smarty S67, TDR 145K+miles
|
|
|
01-08-2017, 02:14 PM
|
#4
|
Senior Member
Join Date: Feb 2016
Posts: 832
|
Geico.
Excellent.
Marty
__________________
2016 Rockwood 2703WS Sapphire
2016 F250 SD 6.2L
|
|
|
01-08-2017, 02:20 PM
|
#5
|
Senior Member
Join Date: Nov 2016
Posts: 880
|
We are looking also. Are there any to avoid?
|
|
|
01-08-2017, 02:21 PM
|
#6
|
Senior Member
Join Date: Apr 2013
Location: Idaho
Posts: 2,058
|
Allstate for both trailer and truck (as well as house). Did have a claim last year from a hit and run in a parking lot on my '15 Silverado. $1800.00 in damages and Allstate paid with no problems. And so far have not upped my insurance.
__________________
Trailer: Lifted 228BH, heavy duty springs and Yokohama tires DELAMINATED ROOF
TV: 2016 GMC Sierra Z71 4x4 CC, SLT
Spare TV: Two Alaskan Malamutes
Living somewhere in ID; previously lived in Moab UT; previous to that, don't ask!
|
|
|
01-08-2017, 02:32 PM
|
#7
|
Senior Member
Join Date: Jan 2015
Location: eastern NC
Posts: 1,783
|
Nationwide on everything, ... home, vehicles, and trailer, .... they were more than fair(and quick) when the #2 tt was totaled in an accident two years go,.... we're on #3 tt now and still with them, ...
__________________
|
|
|
01-08-2017, 04:20 PM
|
#8
|
Senior Member
Join Date: Feb 2012
Location: Clarksville Va.
Posts: 10,422
|
AARP HARTFORD they have home cars and trucks and my trailer, needed my TT roof replaced 5400.00 and never blinked, just check on others before my renewal nobody beat them, USSA. Was twice the quote, good sams, all state and the rest where all higher, been with them for 13 years now
__________________
Coachmen M/H
Concord
2018 / 300 DSC
|
|
|
01-08-2017, 04:26 PM
|
#9
|
Broken Toe
Join Date: Jan 2012
Location: Imperial (St. Louis) MO
Posts: 3,745
|
Quote:
Originally Posted by Martsing
Geico.
Excellent.
Marty
|
X2. Left the usless company known as Progressive years ago and have loved the little lizard ever since then. I have put on and taken off maybe a dozen and a half vehicles since we went with them, all over the phone, without a single issue.
2 claims that we have had (neither RV related) have been easy and agreeable.
Tim
__________________
FROG Member MO-0008-571 Since 20124444444444My Project Blog: https://cowracer.blogspot.com/
"Camper" 2016 Rockwood Signature Ultralite 8329ss
"Casper" 2017 Ram 2500 Laramie Diesel
..ProPride 3P Hitch - "Yeah. It's worth it."
|
|
|
01-08-2017, 06:50 PM
|
#10
|
Senior Member
Join Date: Sep 2013
Location: Texas
Posts: 1,183
|
Quote:
Originally Posted by Witch Doctor
AARP HARTFORD they have home cars and trucks and my trailer, needed my TT roof replaced 5400.00 and never blinked, just check on others before my renewal nobody beat them, USSA. Was twice the quote, good sams, all state and the rest where all higher, been with them for 13 years now
|
X2 on AARP HARTFORD, been with them over 10 years. They paid over $20K from tornado damage to our home and close to $5K on roof replacement on our 5er from a low tree branch. Have not raised our rates, very happy with them.
__________________
Joe & Beverly
2014 Ram 2500 CTD, CC, SB
2014 8289WS lifted
|
|
|
01-08-2017, 06:51 PM
|
#11
|
Senior Member
Join Date: Apr 2016
Location: Portland, Oregon
Posts: 185
|
Just FYI.
Currently with Nationwide (approx 2 years) and auto has increased approx 30% over past 18 months. No claims. Not acceptable.
Talked with AARP (The Hartford) 2 years ago, they gave me quote on everything. Prices were good and had them send me policies. About two weeks later got letter in mail saying they don't cover rental homes. So why did they send me policies (including rental)? Obviously I told them it was a rental during the underwriting process. Fortunately still had two weeks before coverage was to take place so told them never mind don't start coverage.
Just got quote from Geico and wow rates sure look good. They stated that they don't offer "new" customer discounts so rate shouldn't increase after first year just because you're no longer a "new" customer.
BTW, I have found that this is often not disclosed as a discount when you are getting quotes.
Sounds good anyway. Still have some time so any further suggestions appreciated.
__________________
Due to depreciation the above opinion is now worth less than what you paid for it.
Everyone is good at something... I happen to be a good bad example.
|
|
|
01-08-2017, 10:28 PM
|
#12
|
Member
Join Date: Mar 2016
Posts: 35
|
I've been with Farm Bureau for about 20 years. They insure everything but my rental house (they don't do modular homes). I check periodically and so far no has been able to touch their rates. I've never had a hassle with claims and the agent actually knows my name when I come in to the office.
|
|
|
01-09-2017, 01:17 PM
|
#13
|
Member
Join Date: Jan 2012
Location: Collierville, TN
Posts: 586
|
I use Allstate for everything but RV. Use Progressive for RV, Allstate couldn't match VIN's.
__________________
Rudy - 10 year old long haired dachshund, RIP
2011 Georgetown 350TS
2013 Chevrolet Equinox toad
|
|
|
01-09-2017, 01:47 PM
|
#14
|
Senior Member
Join Date: Jan 2015
Location: Spring Valley OH
Posts: 833
|
Something to consider. I use USAA for auto insurance for my DW and my car and toad (since they don't directly cover RVs) and GEICO for the MH. Took my old beater pickup and added it to the GEICO MH policy. That gives me a "multi-car discount" on both policies. Saves a good amount. (Oddly, the MH is still covered under the USAA umbrella policy for damages such as storms, theft, water damage, fire etc. while parked at home.)
__________________
2018 Berkshire 38A
|
|
|
01-09-2017, 02:51 PM
|
#15
|
Junior Member
Join Date: May 2016
Posts: 1
|
State Farm!!! Had our first RV less than a year. Two different incidents, a fire first and then a roof damage caused by a tree. State Farm paid them both quickly and no issues. Both claims totaled over $22000.
With that type of service, I don't dare to look around!!!i have been with them for over 25 years.
|
|
|
01-09-2017, 03:12 PM
|
#16
|
Senior Member
Join Date: May 2016
Posts: 106
|
I understand your pain we all have it insurance companies are worse and the government
I had State Farm for over 40 years and when I got my RV they wanted over $100 a month and I've never had an accident
I looked around and found the best rate on my RV as well as my two cars from Geico
I then went on to have my homeowners checked and save $400 using Geico's policy as well
I don't know if u know it not or not but the owners of Forest River which is Hathaway are the same people that own Geico they know we don't drive our RVs every day and therefore that's reflected in their rates hope this helps let me know if you have any questions
|
|
|
01-09-2017, 03:34 PM
|
#17
|
Member
Join Date: Jul 2013
Location: Ga.
Posts: 37
|
X3 Geico really nice drop in price from Allstate whom I had for years. No increases since.
__________________
Dave & Perki
2014 Flagstaff 8528RKWS
2017 Ford F250 Lariat 6.7L Diesel
|
|
|
01-09-2017, 03:41 PM
|
#18
|
Senior Member
Join Date: Jun 2009
Location: SW Oklahoma
Posts: 263
|
We have GEICO. About 7 months after switching to GEICO we were hit by a storm rolling through San Angelo, TX. Did $28K damage to RV and $7K damage to my truck. Policy has renewed twice sine the storm and rates never went up. The were EXCELLENT to work with in resolving my claims.
John
__________________
2014 Dynamax Trilogy 3850RL - South Hampton Interior, Full Body Paint (Black / Silver / White), MOR/ryde Independent Suspension, MOR/ryde Disc Brakes, ONAN 5500 Generator, Progressive Industries HW50C w/Dual Display, Winegard HD Dish w/DirecTV, Washer & Dryer, iSprings 7-stage Reverse Osmosis Water Filter, Trail-Air Flex Air Pin Box, Third AC installed, AC Voltage/Amp Meters, DC Amp Meter, Garnett See Level Tank Sensors, TST 507 TPMS
Retired USAF - Full Timers!
|
|
|
01-09-2017, 03:49 PM
|
#19
|
Senior Member
Join Date: Aug 2013
Posts: 7,916
|
Quote:
Originally Posted by mkgearhead
I've been with Farm Bureau for about 20 years. They insure everything but my rental house (they don't do modular homes). I check periodically and so far no has been able to touch their rates. I've never had a hassle with claims and the agent actually knows my name when I come in to the office.
|
X2 Southern Farm Bea....Arkansas Good service, fair treatment and fair.
__________________
2017 Puma 297RLSS
2005 Ram 2500 4X4 diesel SMOKER!!
I love puns, irony and tasteless jokes...
born in Texas.... live in Arkansas
|
|
|
01-09-2017, 04:22 PM
|
#20
|
Senior Member
Join Date: Feb 2016
Location: Hotsprings, Ar
Posts: 210
|
State Farm for auto and Progressive on RV. One claim with Progressive and was very happy with the process and outcome.
|
|
|
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
» Recent Discussions |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|