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02-21-2021, 09:47 PM
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#21
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Senior Member
Join Date: Feb 2020
Location: Northern Foothils CA
Posts: 1,405
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Truly a bummer. Keep us posted on what your insurance carrier does.
__________________
2021 2205S Rockwood Minilite
2019 F 150 Lariat 3.5 Eco Fx4 Max Tow
Equal-i-zer WDH, 1809 lb payload
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03-05-2021, 03:26 PM
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#22
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Senior Member
Join Date: Nov 2016
Location: Arkansas
Posts: 489
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Got the shed removed from the camper and towed it to Bossier, LA Bayou Outdoors Repair Center. We did have some water entry in the rear. Since we had replacement insurance, they’re willing to spend more money on repairs which is fine with me. The entire roof will have to be replaced, the rear heat pump/ac took a direct hit, several scratches, and for some reason there’s an issue with the head of the bed and the wall. Worst of it is at the rear. Adjuster would not come look at because of Covid?! And it was our responsibility to take it somewhere. Repair center frowned when told we had progressive insurance but we’ll see how it all falls out when we get an estimate.
__________________
Jimmy & Teresa Newsom
2018 Riverstone 38RE/2019 Sundowner Toyhauler
2020 RAM 3500 SRW
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03-05-2021, 05:21 PM
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#23
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Trailer Park Supervisor
Join Date: Sep 2018
Location: Northern NJ
Posts: 8,450
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Hope they have the right cajun for the job! Interested in how Progressive treats this. I have Progressive, for just this sort of thing.
__________________
2019 Rockwood Geo Pro G19FD w/off road package
2015 Ford F150 XLT Super Cab 4x4 V8
Yes, I drink the water!
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03-05-2021, 06:34 PM
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#24
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Senior Member
Join Date: Nov 2016
Location: Arkansas
Posts: 489
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Quote:
Originally Posted by NJKris
Hope they have the right cajun for the job! Interested in how Progressive treats this. I have Progressive, for just this sort of thing.
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We’ve used this repair center before and I’m confident they’ll do a good job. They told us it would only be totaled if repairs are 75% or more of value. We had replacement value at $65 and I’m assuming that’s what they’ll base on. If we had Actual Cash Value on it, they would probably total it.
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03-05-2021, 06:43 PM
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#25
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Boss Ox & Drovergirl
Join Date: Feb 2014
Location: N.E. Ohio Snow Belt
Posts: 1,340
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We had major storm damage a couple years ago at our seasonal site. 2 and 3 inch diameter limbs from maple trees punctured the roof like a spear. One on the dining room slide, 2 in the kitchen, one in the bedroom. Plus numerous small punctures and tears on the roof.
We too had some water leakage. The entire roof had to come off and repaired, the slide roof, and the interior panels as well. Sub roof also had to be replaced in some spots from the major punctures and water, not just patched over. Over $14K just for the roof -- and ours is a straight trailer.
Insurance covered it 100% minus the $250 deductible. I took it to the dealer and they did an excellent job, handled all the communications with the insurance company (which is AllState by the way) . And that was over 50% of what I still owed on the trailer and its value. I guess insurance companies don't want to total RVs because-- what are they going to do with it?
I truly hope your provider meets their obligation to you!
I wish you the best.
__________________
Mark, Vicki, & Scout THE dog
2015 Hemisphere 282RK
2016 GMC 3500HD Duramax dually
1992 Goldwing Aspencade
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03-05-2021, 07:18 PM
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#26
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Senior Member
Join Date: Nov 2016
Location: Arkansas
Posts: 489
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Quote:
Originally Posted by oxcamper
We had major storm damage a couple years ago at our seasonal site. 2 and 3 inch diameter limbs from maple trees punctured the roof like a spear. One on the dining room slide, 2 in the kitchen, one in the bedroom. Plus numerous small punctures and tears on the roof.
We too had some water leakage. The entire roof had to come off and repaired, the slide roof, and the interior panels as well. Sub roof also had to be replaced in some spots from the major punctures and water, not just patched over. Over $14K just for the roof -- and ours is a straight trailer.
Insurance covered it 100% minus the $250 deductible. I took it to the dealer and they did an excellent job, handled all the communications with the insurance company (which is AllState by the way) . And that was over 50% of what I still owed on the trailer and its value. I guess insurance companies don't want to total RVs because-- what are they going to do with it?
I truly hope your provider meets their obligation to you!
I wish you the best.
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We have Allstate on the shed that fell. They have been excellent.
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03-09-2021, 12:43 PM
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#27
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Member
Join Date: Feb 2015
Location: Kankakee
Posts: 60
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Quote:
Originally Posted by NJKris
Back in my engineering student days, I learned that you always build for the 100 year storm, ie, the worst conditions you might encounter over a hundred year average. Wondering if this last event fell in, or outside the 100 year storm figures.
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Yep, I hated a roofing job I had because people built high pitch roofs to shed the snow load. failure happens
__________________
2012 Dodge Ram 2500 Limited 4x4 ramboxes
2012 Chevy Tahoe
2003 Ford Thunderbird
Wildwood 241QBXL
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03-09-2021, 08:08 PM
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#28
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Senior Member
Join Date: Nov 2016
Location: Arkansas
Posts: 489
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Quote:
Originally Posted by NJKris
Back in my engineering student days, I learned that you always build for the 100 year storm, ie, the worst conditions you might encounter over a hundred year average. Wondering if this last event fell in, or outside the 100 year storm figures.
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We are at the very bottom of Arkansas and rarely get snow and we got 12 inches. It snowed, then sleeted, then snowed more. There are buildings and sheds down all over. If it had held for another 12 hours, there would have been some melting and perhaps no crash.
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