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07-04-2020, 08:14 PM
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#1
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Junior Member
Join Date: Sep 2017
Posts: 28
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Warranty / Extended Warranty
Happy 4th everyone. We are purchasing and used 2020 Micro Lite 25FGLS on 07/08. Because it is used, Forest River offers no transfer of warranty. Who all has purchased a warranty and in your opinion who should we look at and who should we stay away from?
Thanks,
Brian
__________________
A bad day camping is better than a good day at work.
Brian - 61
Karen - ??
2013 Silverado 4x4
2015 Micro Lite 25DS-SOLD - 2020 Micro Lite 25FBLS
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07-04-2020, 08:17 PM
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#2
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Senior Member
Join Date: Jul 2018
Location: Baraboo, WI
Posts: 605
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Instead of purchasing a warranty, I would set the money aside and pay for any repairs out of that money. From what I hear or aftermarket warranties, the policies are written so that only very specific items are covered and they will not budge on paying for anything else. Learn how to do most of your own repairs and maintenance. It is much cheaper in the long run.
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07-04-2020, 08:31 PM
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#3
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PhD, Common Sense
Join Date: Feb 2017
Location: Fairborn, OH
Posts: 1,384
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I’d look for an RV service center that will, for a fee, do an inspection, repair problems, and warrant your RV for the next year, when they hope you will partake of the service again.
If you are buying used, I think such an offer would be worth it—at least for the first year. Since I bought new, after the original warranty ran out, I have been more-or-less self-warranting.
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07-04-2020, 09:25 PM
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#4
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Junior Member
Join Date: Jul 2019
Posts: 22
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I actually just bought one yesterday after weighing all the pros and cons. I bought my unit new, and I’ve had serious issues from the start. My factory warranty runs out next Saturday, and I decided that it was worth the jump.
I did a lot of research. If you decide to get one, you’re any an exclusionary policy with consequential loss added in. You also want to make sure they have a good rating with Better Business and are back by an A-rated insurer.
I received quotes and studied reviews from 4 different companies. It came down to Wholesale Warranties and American RV Warranties. I settled on American as they gave an eight year warranty instead of 6-7. They also had positive reviews and were easy to work with. Negotiate with them though. They came off almost $700 the initial estimate. It also includes roadside assistance for the full length and is transferable.
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07-04-2020, 10:41 PM
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#5
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Senior Member
Join Date: Feb 2020
Location: Northern Foothils CA
Posts: 1,395
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Probably you best safest warranty is a slow careful pdi prior to purchase. I would follow that with asking for "warranty" information from your specific dealer site dealer. I would be concerned if your dealer is not willing to offer written assurances on the quality of the unit. Most concerns should make themselves evident to you withing a summer's camping.
__________________
2021 2205S Rockwood Minilite
2019 F 150 Lariat 3.5 Eco Fx4 Max Tow
Equal-i-zer WDH, 1809 lb payload
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07-05-2020, 01:31 PM
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#6
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Senior Member
Join Date: Feb 2016
Location: Hotsprings, Ar
Posts: 210
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Go with a exclusionary contract this list whats not covered. Fewer surprises. I have used Coach-net for three RV'S and been very satisfied. They include roadside with the contracts and have 3? Levels of coverages with various deductibles. One thing I like is one phone call and they find the mobile providers for you and with you set up the appointment. You only pay the deductible to the provider. My 2 cents and my experience.
__________________
2016 Georgetown 328ts
2015 Fiat 500 Toad
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07-05-2020, 01:36 PM
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#7
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Member
Join Date: Jun 2015
Location: Houston TX
Posts: 59
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Stay away from extended warranties. They are so specific they are worthless. Put the warranty cost in the bank and use as needed. Yes it is best to do your own repairs. UTUBE has lots of videos.
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07-05-2020, 01:52 PM
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#8
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Member
Join Date: Apr 2015
Location: Arlington, Texas
Posts: 72
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I just bought an extended warranty for my 2015 Dynamax Force 37BH. what it does NOT cover is not even worth discussing here. $1000 deductible, lowerable to $500 with an increase in premium, and it is great! Engine, slideout,electrical, water systems, LP gas, heaters, air conditioning...etc. Good Sam has it, Ryan Heath, 800-667-8601, Select 9, ext 2556. About $1700 for the year at my deductible level. He will email or snail mail you a brochure. I was very skeptical at first but did some serious research and this program is good. I don’t have any financial interest in the company. I recently had a major slide-out problem to the tune of $3000 of work and parts...it would have been covered if Ihad this warranty. Look into it....a good deal!
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07-05-2020, 01:52 PM
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#9
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Senior Member
Join Date: Nov 2009
Location: La Crescenta, CA
Posts: 243
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While RV's in general are poorly constructed and factory installed components are not any better, buying an extended warranty is worse.
If you are not mechanically inclined, you need to be a fast learner or have a good friend that is mechanical, or have a good and honest RV repair facility nearby. RV dealers generally are worthless.
A person of experience.
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07-05-2020, 02:07 PM
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#10
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Site Team
Join Date: Mar 2014
Location: Grayson County, Texas
Posts: 21,475
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Here's my actual experience with a particular extended service contract:
Quote:
Originally Posted by Mr. Dan
I’m another who has given a good report on XtraRide Platinum. I had two covered repairs for a total of $4200... including a new air conditioner, new axle, new water pump, new black tank valve cable. I paid $1800 for the 5 year policy.
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Employees of a service center 30 miles from my house were happy to get the work - did a super job.
When people say "just put the money in the bank", I often ask "did you?" and their answer is often "NO".
__________________
2015 FR Wildcat 295RSX / GMC Sierra
Nights Camped: '13 = 49/'14 = 74/'15 = 74/'16 = 85/'17 = 110/'18 = 111/'19 = 86/'20 =108/'21 = 115/'22 = 135/'23 = 78; Booked for 2024 = 69
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07-05-2020, 03:03 PM
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#11
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Member
Join Date: Apr 2015
Location: Arlington, Texas
Posts: 72
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Extended warranty
Agreed that most rv dealers are utterly worthless...utterly. They are your best buddy until money changes hands and you drive your rv off the lot. After that they don’t want anything to do with you. However, replacing a rear axle differential seal on an M102 is a major repair. It is not do-able by a back-alley mechanic, your “mechanic” buddy, or anyone except a Freightliner authorized
dealer. That repair would have been covered under my extended warranty including all seals and lubricants. Look at the policy I have described. For those of us who are fortunate enough to be able to travel far and wide in a big rig this specific policy makes sense. Contrast my policy to that of Cummins,on a different engine, which does not even cover Cummins labeled equipment such as starters,
compressors, etc! Cummins won’t even offer an extended warranty, with any guts to it, on their own equipment! In that case, I agree that an extended warranty is truly worthless.
Big toys...big bills! Insurance, which is what the policy I have described previously, is legalized gambling. The “swells”, who back these policies thru the brokerage of Lloyds of London, are buying a risk that claims will not exceed premiums just as with any other insurance. Look at the policy I have...it is not a warranty...it is insurance.
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07-05-2020, 03:06 PM
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#12
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Member
Join Date: Sep 2019
Posts: 46
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Warranty well worth the investment
I bought a 10-year-old Newmar Ventana 3961 40 foot diesel pusher, with 38,000 miles on it. I had the “lemon squad“ they are in 50 states, do a complete third-party inspection before I completed purchase of the RV. Then at the insistence of our lender I bought a four year warranty from United States warranty. It is $100 deductible bumper-to-bumper. An independent repair shop works on it and gladly accepts the warranty. I’ve had two repairs, one, a main slide out motor that cost $929 for the parts alone, cost me only $100 deductible. At $2500 Cost for the Warranty, I feel it will pay for itself during the life I have this RV. I don’t think $2500 sitting in the bank will handle everything That could break down, during the next four years. In my experience it’s well worth the investment.
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07-05-2020, 04:03 PM
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#13
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Junior Member
Join Date: Sep 2016
Location: Austin
Posts: 19
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Extended warranty
When I bought a used 5th wheel nearly 4 years ago, I bought an extended warranty from Wholesale Warranties. Since then, I had the slide worked on once, the residential refrigerator repaired and a year and a half later replaced, the furnace repaired, and an air conditioner replaced. I paid $100 deductible for each repair. The fridge and the air conditioner were replaced at the same time, so only one deductible, and the furnace and the slide were repaired together, so again, one deductible. They have covered far more than I paid for the warranty, and I still have over two years of coverage left. They are sticklers for following their rules, such as having repairs approved before the work begins, but I am very happy I bought the protection. As always, your results may vary!
__________________
Jim & Annie Fahrman
2014 Landmark Key Largo
2011 F350 Turbo DRW
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07-05-2020, 04:19 PM
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#14
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Senior Member
Join Date: Jul 2018
Location: Baraboo, WI
Posts: 605
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I bought my TT new. When the warranty ran out I did not buy an extended warranty. I do my own preventative maintenance and stay ahead of problems by caring for my equipment. I previously owned a Class C and it required constant attention to stay ahead of problems. I did the work myself and after driving it 50,000 miles over 6 years, we sold it for more than we paid for it. Being able to do your own repairs keeps you from being at the mercy of the repair shops.
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07-05-2020, 10:51 PM
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#15
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Senior Member
Join Date: May 2018
Location: Texas
Posts: 1,371
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Warranty
Each part of the equipment on the trailer is warranted by the part manufacturer. Some parts have 2 year warranty. When I worked retail, we were pushed to sell the extended warranties as they are a big profit maker. As others have suggested you will be better off putting the money you would have spent on a warranty each month in a "Repair" account. Then find a good independent repair shop. Dealers after the sale are usually slow and not interested in doing the warranty repairs. Third party warranties are not a good deal. The only extended warranty I would consider the MFG. warranty on a diesel Trucks, right before they hit that 100K mark and the engine warranty expires.
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07-05-2020, 11:10 PM
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#16
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Member
Join Date: Apr 2015
Location: Arlington, Texas
Posts: 72
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Extended warranties
You didn’t read my post. What Good Sam has available is insurance...NOT an extended warranty. Secondly, between the slideout repair $3000 and the
rear differential repair (2000$) taking the $130/month and putting it in a “repair” account
just doesn’t work. If one were to do the math one would see that.
As previously stated, the Cummins extended warranty is worthless and not a good buy. The repair insurance thru Good Sam IS a good policy. As with many things, time will tell.
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07-05-2020, 11:34 PM
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#17
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Member
Join Date: Jan 2016
Posts: 55
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I bought one from camper world they have been great ! They painted my front cap also new ac and new brakes . was well worth it to me .
__________________
2020 dodge 3500 6.7 cummins
2016 Wildcat Maxx
282rkx
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07-05-2020, 11:51 PM
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#18
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Senior Member
Join Date: May 2018
Location: Texas
Posts: 1,371
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Extended Warranty
Glad to hear someone got something out of it. My experience has been different. I do not know about the Cummins warranty. I have heard a lot of good on the Ford diesel warranty-thru Ford. Consumer Reports says the same thing about extended warranties, which is basically insurance.
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07-06-2020, 06:51 AM
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#19
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PhD, Common Sense
Join Date: Feb 2017
Location: Fairborn, OH
Posts: 1,384
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Each experience is going to be different. There are people who profit by getting an extended warranty, and those who profit by not getting one. We will probably not hear from the people who lost thousands either way. Such experiences would be sore spots.
In my experience, I have saved thousands by not buying a warranty. Others have paid thousands for warranties, but saved thousands more.
One thing of which we can be sure: In the long run, for most people, a warranty is not worth it. If it were, companies would not offer them because there would be no profit in it for them.
The excess money we pay for extended warranties provide the profit for the warranty companies and peace of mind for us, knowing that we can avoid sudden, budget-destroying, huge expenses. We each have to decide whether that peace of mind is worth the excess money.
I can self-warrant, so I cross my fingers and do.
BTW, to give an idea of how much excess money is going to the purchase of peace of mind: The store I work for keeps 40% of the sale price of any extended warranty and sends 60% to the warranty company (who, of course, expects a profit out of that remaining 60%). I’m sure that RV extended warranties don’t have quite that markup.
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07-06-2020, 09:18 AM
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#20
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Senior Member
Join Date: May 2018
Location: Texas
Posts: 1,371
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Warranty
X-2- Eye95 Well stated. The supply company I managed, the warranty was 10% of the purchase over a certain price point . This was for tools, farm implements, compressors and equipment. We got 45% back of warranty money. It was dropped for any gas powered equipment, due to payouts and hassles getting customers service.
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