Free 7 Day Trial RV GPS App RV Trip Planner Campground Reviews RV Maintenance Free 7 Day Trial ×


Reply
 
Thread Tools Display Modes
Old 10-08-2018, 08:02 PM   #1
Junior Member
 
Join Date: Sep 2014
Posts: 18
Roof argument with tree limb - What would you do?

So, parents help their kids. It's just what we do. When kid borrows Cedar Creek 36RE fifth wheel and drives into state campground, trees are all around, specifically one with a low hanging stiff limb over the dirt road. This picture is the result of that lack of experience with hauling such a large unit like these.

This camper is a 2010. Roof is approaching 9 years old. Google searches says they last for 10 years. This one definitely wasn't taken care of by the first owner. Mold stains on entire surface. So it's approaching it's end of life.

Again, Google searches results in roof replacement costs (by dealers) range between $10,000 - $12,000. My insurance guy says that I have coverage, so I should obtain an estimate. But I have a $500 deductible. Also, there's the real risk of the camper being totaled instead of said insurance company forking out big dollars for roof replacement. And, if I do file the claim, resets my "claim free period" to zero, so rates will climb for sure. (so $500 ++ for multiple years). Also, aside from this new damage, the camper isn't exactly in pristine shape. I would rate her fair to good given her age and "experiences".

I don't want kid to be out big money - stuff happens. Nor does my own banker! (deductible ++). So I'm thinking that I can do a quality fix myself with the right materials without replacing the whole enchilada.

What would you do? Looking for opinions, thoughts, criticism.
Attached Images
 
kshall1 is offline   Reply With Quote
Old 10-08-2018, 08:22 PM   #2
Jayhawker
 
Jayhawker's Avatar
 
Join Date: Jul 2018
Location: Suburbs Kansas City
Posts: 248
I would do a self fix. A piece of the same type of roofing material, some adhesive and a roll of Eternabond. The sky light might have to be removed since the tear is so close to the sky light flange. Hope things workout for you!
Jayhawker is offline   Reply With Quote
Old 10-08-2018, 08:24 PM   #3
Senior Member
 
Join Date: Sep 2016
Location: Port Richey Florida
Posts: 640
Definitely need better pics. Many pics.
Decon Blue is offline   Reply With Quote
Old 10-08-2018, 08:36 PM   #4
Junior Member
 
Join Date: Sep 2014
Posts: 18
I'll grab more pics over next few days, after the rain stops.
kshall1 is offline   Reply With Quote
Old 10-08-2018, 08:40 PM   #5
Senior Member
 
Join Date: Apr 2016
Location: Cedar Creek Lake, TX
Posts: 3,087
Get some estimates and see what your options are with the insurance company.
__________________
Cedar Creek Lake, Texas
2019 Keystone Loredo 290SRL
2019 Ram 2500 4x4 Cummins crew cab
Andersen hitch
CedarCreekWoody is offline   Reply With Quote
Old 10-09-2018, 03:55 PM   #6
D W
Senior Member
 
D W's Avatar
 
Join Date: Sep 2016
Location: ALASKA (World's Biggest Campground)
Posts: 3,632
For the life of me I can never understand why people will pay out thousands of dollars over the years for insurance to cover a loss, but then they don't want to use the insurance because their rates will go up. Why even have insurance then? Makes no sense, no sense at all.
__________________
'07 K3500 Silverado LT Crew Duramax (LBZ)
2016 Salem 27RKSS
1984 CHEV SCOTTSDALE K20 2GCGK24J0E1XXXXXX (Chevrolet Legends-Class of 2019)
"...exhaust fluid? We don't need no stinkin' exhaust fluid"
D W is offline   Reply With Quote
Old 10-09-2018, 04:36 PM   #7
Senior Member
 
Chuck_S's Avatar
 
Join Date: Aug 2018
Location: Richmond VA
Posts: 2,174
I'd have it professionally repaired. It it's totaled, it's totaled. You'll never trust the roof if you do it yourself (unless you have more skills than the rest of us).

Same with the insurance. I'd be shopping other companies if my rate got raised for using the policy.

You've seen the problem with inexperience. I have several times taken our trailer over 300 miles, parked it, and driven home without the trailer. My wife and daughter would arrive and camp for a week or more, then summon me to recover the trailer.

-- Chuck
Chuck_S is offline   Reply With Quote
Old 10-09-2018, 04:41 PM   #8
Senior Member
 
Join Date: Dec 2017
Posts: 682
You can get an RV Armor or similar brand for a trailer your size for under 9 grand. Lifetime warranty.
Rusty
__________________
2019 Riverstone Legacy 38MB
Full Paint Merlot/All Options
2015 Black Ford Platinum Diesel F-350 Dually
lcv800 is offline   Reply With Quote
Old 10-09-2018, 05:47 PM   #9
Canadian Member
 
Join Date: Feb 2012
Location: Eastern GTA, Ontario, Canada
Posts: 5,468
Did it damage the roof structure (i.e. wood and/or metal) or did it just rip the white roof membrane? If it just ripped the membrane, I’d do what Jayhawker suggests. My 2010 Rockwood Roo had a TPO membrane roof (as opposed to EPDM rubber) so Cedar Creek may have used the same material.

Of course, if you want to have the mould-spotted membrane entirely replaced you can get an estimate to do whatever repair you prefer.
__________________
2019 Rockwood Signature 8290BS, Reese Revolution pinbox and B&W Patriot 18K hitch
2016 Ford F-250 XLT SuperCrew, 6.2L, 4x4, 6'9" bed, 3.73, w/ snow plow & camper pkgs.
2011 Rockwood Signature 8293SS (2015 - 2018)
2010 Rockwood Roo 23SS (2012 - 2014)

itat is offline   Reply With Quote
Old 10-09-2018, 06:08 PM   #10
Senior Member
 
Join Date: May 2014
Location: Halifax Nova Scotia Canada
Posts: 790
My CC29RE....8 months old ...found out the hard way that it would not fit under an overpass.......Replaced 34 feet under insurance claim $8,000.00...no increase in premium!!!!!that was 4 years ago....J
Jim in Halifax is offline   Reply With Quote
Old 10-09-2018, 06:20 PM   #11
Member
 
Join Date: May 2017
Posts: 32
Talking Roof repair

Quote:
Originally Posted by kshall1 View Post
So, parents help their kids. It's just what we do. When kid borrows Cedar Creek 36RE fifth wheel and drives into state campground, trees are all around, specifically one with a low hanging stiff limb over the dirt road. This picture is the result of that lack of experience with hauling such a large unit like these.

This camper is a 2010. Roof is approaching 9 years old. Google searches says they last for 10 years. This one definitely wasn't taken care of by the first owner. Mold stains on entire surface. So it's approaching it's end of life.

Again, Google searches results in roof replacement costs (by dealers) range between $10,000 - $12,000. My insurance guy says that I have coverage, so I should obtain an estimate. But I have a $500 deductible. Also, there's the real risk of the camper being totaled instead of said insurance company forking out big dollars for roof replacement. And, if I do file the claim, resets my "claim free period" to zero, so rates will climb for sure. (so $500 ++ for multiple years). Also, aside from this new damage, the camper isn't exactly in pristine shape. I would rate her fair to good given her age and "experiences".

I don't want kid to be out big money - stuff happens. Nor does my own banker! (deductible ++). So I'm thinking that I can do a quality fix myself with the right materials without replacing the whole enchilada.

What would you do? Looking for opinions, thoughts, criticism.
Large enough section of fiberglass material to accommodate new bend area of roof. Remove all seams in affected area. Install new seams at upper area of roof. and re-seam at lower side where roof meets wall. Seal as you would all seams as original. You will need backing material, (wood or aluminum) at new seam areas to fasten new roof segment securely before sealing. With a little knowledge of fiberglass sheathing repair, or "boat repair" a few bucks will go a long way to a permanent roof. Really should have supplied more pics though, for more precise advise. Good Luck.
2corvette is offline   Reply With Quote
Old 10-09-2018, 08:04 PM   #12
Junior Member
 
Join Date: Sep 2014
Posts: 18
Quote:
Originally Posted by Chuck_S View Post
I'd have it professionally repaired. It it's totaled, it's totaled. You'll never trust the roof if you do it yourself (unless you have more skills than the rest of us).

Same with the insurance. I'd be shopping other companies if my rate got raised for using the policy.

You've seen the problem with inexperience. I have several times taken our trailer over 300 miles, parked it, and driven home without the trailer. My wife and daughter would arrive and camp for a week or more, then summon me to recover the trailer.

-- Chuck
Definitely leaning towards the pros doing the work. But I think the insurance company will total the trailer. I'll keep all posted.

I'm not afraid to file a claim. Had to 3 years ago when a different son totaled my car. (I know, don't say it!) And two years ago for roof replace due to hail.

All the comments and ideas are welcomed.
kshall1 is offline   Reply With Quote
Old 10-09-2018, 08:56 PM   #13
Senior Member
 
Join Date: May 2015
Location: Central Oklahoma
Posts: 336
Look at this for redoing roof.
https://gaco.com/product-details/gac...-roof-coating/

Frank
__________________
Frank & Brenda
Thor Windsport 27K TST 507 Tire Monitors
2012 Jeep Liberty Limited Jet 4X4, Hopkins TOWD light wiring, Blue Ox baseplate W/Ready Brute Hercules tow bar and Ready brakes
FrankMor is offline   Reply With Quote
Old 10-09-2018, 10:26 PM   #14
Senior Member
 
kittlecat's Avatar
 
Join Date: Jun 2016
Location: Michigan
Posts: 370
Ok, you are one brave dad for letting your kids anywhere near your car and RV!

That being said, would it be the end of the world if you filed an insurance claim and the coach was totaled? I am going to assume the coach is paid for and if so, you may not want an RV payment, but would you have to take out a loan to replace the coach or could you replace the coach with the pay off from the insurance company?

I had a TT totaled by my insurance company due to mold from a leak (previous owner, not me) and I actually made out quite well from the pay off. Hated to see that TT go but am happy with the one I have now. And my rates did not go up. Actually, I had 2 total losses on TTs 2 years apart from the same insurance company and my rates did not go up.

Out of curiosity, what do the kids say to you when they return an obviously damaged item of yours?!
__________________
Kittlecat
"Integrity simply means not violating one's own identity." Erich Fromm
"You have to understand who you are to know who you are not." Anonymous
"Know yourself, know your world. Change it." Anonymous
kittlecat is offline   Reply With Quote
Old 10-10-2018, 07:21 AM   #15
Senior Member
 
Join Date: Jul 2017
Location: Michigan/Rosarito, MX
Posts: 140
Just experience a similar experience due to low hanging branch resulting from a real nasty wind storm. A $500 deductible on a $7100 repair bill and I will be picking up the completed repair next week.
__________________
Steve & Cody the Wonder Dog (he wonders if he is a dog or not)

Forest River - Rockwood
2018 Ultra Lite 2040WS 5th wh
2020 Ram 1500 Eco Diesel Curt Hitch - 392 rear end
sasch is offline   Reply With Quote
Old 10-10-2018, 07:31 AM   #16
Senior Member
 
CAT-RN's Avatar
 
Join Date: Jul 2014
Posts: 7,281
Do you have replacement coverage? Either way let insurance take care of it. You paid the premium use the insurance. Rate increase will be minimal!!

Russell
CAT-RN is offline   Reply With Quote
Old 10-10-2018, 09:33 AM   #17
Senior Member
 
Join Date: Sep 2016
Location: Colorado
Posts: 1,100
Not getting into the insurance argument, but if you do decide to repair it be sure to check the rest of the roof membrane. Often the membrane delaminates from the sub deck causing it to "Tent" when going down the road. I ripped my roof much like yours, and discovered the whole thing was loose on the front third of my trailer. Repair of the rip can be easy to fix with glues and tape from PPL motorhomes. (Search you tube for videos on the subject), but the delamination can be another ball game. I was able to fix mine, but took some careful planning. With the age of your rig, be sure to check the entire roof before making a decision with the insurance company. I disagree that the roof is only supposed to last 10 years. Black marks, and "chalking" can all be taken care of with the many cleaners and chemicals out there specific to that purpose. Have not had experience with the paint over stuff some have suggested here but? YouTube is your friend.
__________________
2003 Duramax
2017 Crusader 315

2016 Boston Whaler Montauk 150
Former Montana owner
Colorado Cruiser, Over the Pass and Down the Hill
Comanchecreek is offline   Reply With Quote
Old 10-13-2018, 06:22 PM   #18
Junior Member
 
Join Date: Sep 2014
Posts: 18
Thanks for everyone's comments, suggestions, and criticisms. Yeah. Maybe I'm an enabler of my adult children. But selfishness is not the dad I wish to be. Nobody got hurt and "stuff" can be replaced.

So insurance guy was called and claim submitted. I'll be watching for delamination and other things that shouldn't be overlooked by whomever repairs this rig. Unless it's totaled - which would result in other decisions to be made.

Will post an update once I know more. Thanks again to my fellow travelers. Oh, and I'll grab more pics to post tomorrow.
kshall1 is offline   Reply With Quote
Reply

Tags
roo, roof

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Featured Campgrounds

Reviews provided by

Disclaimer:

This website is not affiliated with or endorsed by Forest River, Inc. or any of its affiliates. This is an independent, unofficial site.



All times are GMT -5. The time now is 09:21 AM.