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Old 06-04-2014, 04:52 PM   #1
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Have you ever heard of this?

We are in negotiations on a camper that we found and really really like. This camper has the potential to be the "last camper" we'll need. (Notice I said need, not want )

Here's the problem: We have been told that the camper is "illegitimate" that it was a late manufacture, very few were made that late and there is no NADA value, therefore the banks won't lend money for it. They said it would have to be a cash deal.

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Old 06-04-2014, 04:55 PM   #2
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So, what's the problem? Whip out the plastic!
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Old 06-04-2014, 04:57 PM   #3
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Bank, credit Union?

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Old 06-04-2014, 05:02 PM   #4
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They said bank, they're supposedly talking to a c.u. to see if they can do, I guess we'll see. I kinda thought they were full of shaving cream so I figured you guys have heard it all...... perhaps just not meant to be..... time will tell
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Old 06-04-2014, 05:05 PM   #5
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Maybe its a demo model, like a preproduction run. Lowball them big time on the price, but you need to back that up with cash in hand.
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Old 06-04-2014, 05:37 PM   #6
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Clancey,
if you mean the dealer when you say "they", then why not go to a bank or CU and find out what the real deal is. In my experience dealer arranged financing is not always the best option anyway.
All the banks want is securities or collateral whatever that is and they'll hand you the town on a silver platter.
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Old 06-04-2014, 06:23 PM   #7
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Something is not right. Red flag to me. Walk away.
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Old 06-04-2014, 06:36 PM   #8
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DH and I agree;

depends on what it is....make, model, etc.

and

what cash price are they offering to sell it for?
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Old 06-04-2014, 06:45 PM   #9
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Lord Humungus and I agree.

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Old 06-04-2014, 06:47 PM   #10
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Quote:
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Something is not right. Red flag to me. Walk away.
I agree, sounds fishy. I wouldn't do it, but that's just my two cents.
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Old 06-04-2014, 06:55 PM   #11
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I'd do own research. Sounds to me that they WANT you to finance thru them. I'd definitely low ball, then hand them a certified check from another institution. Don't expect any after sale service though.

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Old 06-04-2014, 07:01 PM   #12
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If it walks like a duck and quacks like a duck.........IT just might be a Pig
What kind of special unit is this??
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Old 06-04-2014, 07:07 PM   #13
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Something is not right. Red flag to me. Walk away.
X2 - is there a clear title with this " illegitimate " camper? Who's the manufacture and who's the person selling it?

Might be better to run away rather than walk.
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Old 06-04-2014, 07:10 PM   #14
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Quote:
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I'd do own research. Sounds to me that they WANT you to finance thru them. I'd definitely low ball, then hand them a certified check from another institution. Don't expect any after sale service though.

2000 Cherokee 31BH, "flipped axles and raised",LEDs, solar, inverter, etc..aka "boondock ready". '07 Tundra 5.7L DC-LB, modded as well. C-co, 8/158th, AVN.
Yep, I was just about to add a question;

What about warranty????
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Old 06-04-2014, 07:18 PM   #15
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maybe it was sold and had lots of issues and was returned,dealer trying to get rid of it quick,,just don't do it not worth the hassle
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Old 06-04-2014, 07:41 PM   #16
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Not enough info given to us to give any type of good advice.... The camper may be a steal or it may be stolen.....

be wear or be bare....
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Old 06-04-2014, 08:33 PM   #17
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I was suggesting you use your own bank or credit union. That's what we do. Walked in with check in hand. And 2.49% Apr.

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Old 06-05-2014, 10:18 AM   #18
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Agree. NEVER NEVER NEVER let your dealer arrange your financing.

My wife works in automotive finance (20+ years) and I asked her. She has never heard of such a thing as you cannot finance because its not in KBB or NADA.

If this is private party, run like hell and don't look back. If this is a dealer, I would contact the states attorney generals office. Most salivate at the thought of busting dealer fraud.

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Old 06-05-2014, 10:39 AM   #19
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Originally Posted by clancythecamper View Post
We are in negotiations on a camper that we found and really really like. This camper has the potential to be the "last camper" we'll need. (Notice I said need, not want )

Here's the problem: We have been told that the camper is "illegitimate" that it was a late manufacture, very few were made that late and there is no NADA value, therefore the banks won't lend money for it. They said it would have to be a cash deal.

I've never heard of it put this way- but now that you mention it I will relay something I've run into. Our first camper was a used Tahoe by Thor. It was a 2003, model number 23FB, if I remember correctly. The model number was NOT listed in NADA. I paid cash for it, but it was ~8 years old at the time. Sounds like the same kind of deal. Maybe a prototype model they decided not to produce???
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Old 06-05-2014, 10:51 AM   #20
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I'm guessing there are lots of other campers out there that you want or need and for a price that will fit your budget. I think I'd keep looking if it were me.
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