Free 7 Day Trial RV GPS App RV Trip Planner RV LIFE Campground Reviews RV Maintenance Free 7 Day Trial ×


Reply
 
Thread Tools Display Modes
Old 06-13-2014, 11:20 PM   #21
Site Team
 
Terier's Avatar
 
Join Date: Mar 2011
Posts: 10,263
I would like to comment about the feedback to your question is that we are not always comparing apples to apples. TT insurance cost & coverage can vary among members due to factors like coverage, deductibles, and zip code. A couple of times I started thinking about switching companies only to realize that I wasn't comparing the same coverage package. With that said I do like these threads because it goes provide some food for thought.
__________________
Great choice for "Living within my means" and camping for one...

Formerly owned 2011 Salem Cruise Lite 20RBXL & 2011 Toyota Tundra Dbl Cab
Terier is offline   Reply With Quote
Old 06-17-2014, 12:28 PM   #22
Senior Member
 
f5moab's Avatar
 
Join Date: Apr 2013
Location: Idaho
Posts: 2,058
Quote:
Originally Posted by BigJohnD View Post
but I've never met an unhappy USAA customer.
Now you have. They screwed me on an accident where my vehicle was parked and the person who hit it had no insurance. I dropped them and went with AAA, then how in UT, I have been with State Farm for five years.
__________________
Trailer: Lifted 228BH, heavy duty springs and Yokohama tires DELAMINATED ROOF
TV: 2016 GMC Sierra Z71 4x4 CC, SLT
Spare TV: Two Alaskan Malamutes

Living somewhere in ID; previously lived in Moab UT; previous to that, don't ask!
f5moab is offline   Reply With Quote
Old 07-01-2014, 09:12 PM   #23
Junior Member
 
Join Date: Jun 2014
Posts: 4
We have a 2014 Avenger 17QB

$0 deductable on Comprehensive
$100 deduct on Collision

Costs us $198/yr with Allstate
WRKandFSH is offline   Reply With Quote
Old 07-01-2014, 09:18 PM   #24
Junior Member
 
Join Date: Jun 2014
Posts: 4
We have a 2014 Avenger 17QB

$0 deductable on Comprehensive
$100 deduct on Collision

Costs us $198/yr with Allstate
WRKandFSH is offline   Reply With Quote
Old 07-02-2014, 04:37 PM   #25
Senior Member
 
Join Date: Dec 2010
Location: Waco
Posts: 106
Wow I wish I had some of these rates. My 2015 Columbus is with USAA & for full coverage (liability & collision) I am paying $811 per yr in KY. We haven't had a claim in years.
Goukcats is offline   Reply With Quote
Old 07-02-2014, 04:50 PM   #26
Senior Member
 
Join Date: Apr 2014
Posts: 643
Quote:
Originally Posted by BigJohnD View Post
There are other great providers as well, but I've never met an unhappy USAA customer.
I left USAA after 20+ years. In my state they have become uncompetitive in their pricing and coverage. I also didn't care for them becoming primarily a financial company. I think it took their focus off of the insurance side of things.

I only pay for collision and comprehensive as liability is covered under my TV. For replacement with a $1000 collision deductible and $250 comprehensive deductible I pay $48 a year on top of my automobile coverage.
keith_h is offline   Reply With Quote
Old 07-02-2014, 07:07 PM   #27
Senior Member
 
Join Date: Dec 2010
Location: Waco
Posts: 106
Keith, I switched to USAA a couple years ago & they have gone up quite a bit since I have been with them. Who are you using?
Goukcats is offline   Reply With Quote
Old 07-02-2014, 07:16 PM   #28
Senior Member
 
ryand's Avatar
 
Join Date: May 2011
Location: Metro St. Louis Area
Posts: 1,248
State farm

500 Deductable
300 per year
Full coverage

63301 Zip

2011 Coachmen Travel Trailer
__________________
2019 SOB Bunkhouse (Former Coachman FR Owner)
2015 Ram Bighorn 2500 6.4L
https://www.ryandethrow.wordpress.com
Nights Camped 2016: 32
ryand is offline   Reply With Quote
Old 07-02-2014, 07:39 PM   #29
Senior Member
 
Join Date: Apr 2014
Posts: 643
Quote:
Originally Posted by Goukcats View Post
Keith, I switched to USAA a couple years ago & they have gone up quite a bit since I have been with them. Who are you using?
I switched to NC Farm Bureau. I've been with them a few years now. I have my house, vehicles and an umbrella with them. They are the largest insurer in the state and I have found their rates to average $400-$500 annually under what other companies quote for the same coverage. I live in the county but it is mainly an urban and suburban county as far as population goes. A bit crowded as far as I'm concerned but we are waiting for the DW to retire before we move to a more rural area.
keith_h is offline   Reply With Quote
Old 07-02-2014, 08:00 PM   #30
Senior Member
 
lswartz's Avatar
 
Join Date: Jul 2012
Location: Maryland
Posts: 713
Quote:
Originally Posted by BigJohnD View Post
I've never met an unhappy USAA customer.
They do have outstanding customer service. I can always get someone to answer the phone there as well. Always priced below any one else, plus there is that savings account that keeps growing each year. They send some of the funds each year from it when too large vs. premiums.

I have met an unhappy USAA customer. His family had totaled 3 cars in 2 years, all were their fault. He could not understand why his premiums were so high. I worked for him so I did not remind him of his claims history.

My insurance is $37.80 every 6 months for comprehensive & collision.
__________________
2021 Rockwood Mini Lite 2109S
2010 Toyota Tundra 4WD
lswartz is offline   Reply With Quote
Old 07-02-2014, 09:28 PM   #31
Take The Road Less Travld
 
MuddauberE's Avatar
 
Join Date: Apr 2013
Location: Cincinnati
Posts: 589
Insurance on a TT

Quote:
Originally Posted by HarleyBill View Post
I was looking for someone with Good Sam insurance. We're about to go full time in our fifth wheel. We've had USAA on our house, motorcycle, car and now truck and RV. But we've sold the motorcycle, the house, and about to sell the car. We just got an advertisement from the RV owners advisory from good Sam club. They have a pretty strong marketing campaign to win our business. I wanted to make sure it wasn't smoke and mirrors. You really don't know how good a policy is until you need it. From your short time, are you satisfied?

I have Good Sam insurance. They actually partner with National General Ins so you can look them up to compare. So far it's great. I can what they call park my trailer where they remove comp from the cost. It makes it cheeper when youre not using the trailer. there are some rules and it can be confusing. Depending on how much you use your trailer will depend on how much you pay. I have not had a claim yet (good thing) so no comment on how good they are to deal with.

I pay 360 a year if I never park it, 80 if I never take it out of storage.


Sent from my iPad using Forest River Forums
__________________
"Take The Road Less Traveled"
2020 Cherokee 294BH
2021 Chevy Silverado 2500HD 6.6 Duramax Diesel
I've been an RVer since 2007, Lifetime Camper
Gotta love the Outdoors, Disconnect and Enjoy Nature!
MuddauberE is offline   Reply With Quote
Old 07-02-2014, 09:35 PM   #32
Senior Member
 
HarleyBill's Avatar
 
Join Date: Jul 2013
Location: South Central Florida
Posts: 117
Thanks! So far, Good Sam looks best for us. We are going full time July 15-the day we close on our house and hit the road!


Sent from my iPhone using Forest River Forums
HarleyBill is offline   Reply With Quote
Old 07-02-2014, 09:38 PM   #33
Take The Road Less Travld
 
MuddauberE's Avatar
 
Join Date: Apr 2013
Location: Cincinnati
Posts: 589
well parking your trailer to save money may not be a concern then. I keep trying to get my wife to agree to sell the house and live out of the camper
Happy Camping


Sent from my iPad using Forest River Forums
__________________
"Take The Road Less Traveled"
2020 Cherokee 294BH
2021 Chevy Silverado 2500HD 6.6 Duramax Diesel
I've been an RVer since 2007, Lifetime Camper
Gotta love the Outdoors, Disconnect and Enjoy Nature!
MuddauberE is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Featured Campgrounds

Reviews provided by

Disclaimer:

This website is not affiliated with or endorsed by Forest River, Inc. or any of its affiliates. This is an independent, unofficial site.



All times are GMT -5. The time now is 05:46 PM.