I think an important point of the OP is being ignored here. They mostly dry camp and rarely use shore power, so they rarely use the converter, and therefore will rarely use the 5A charger. So why waste money replacing the converter that is hardly ever needed? I think their plan makes sense, with a few caveats.
I carry a separate AC-DC charger, and if my converter ever dies I will do exactly what is proposed here -I won't waste money replacing the converter and will simply use the charger when we have hookups. In my case the charger does a better job than the converter anyway.
Some caveats:
My AC-DC charger is a 20A model. I don't know your 12V load requirements. Only you can do the math to decide if a 5A charger is going to keep up with your load requirements.
If you dry camp with a generator then your converter is being used more than you've stated, and the 5A charger may not be a suitable replacement.
If during the few times you use shore power you expect to recover a depleted battery overnight, you'll probably need a bigger charger (e.g. you've been dry camping in bad weather and the solar hasn't kept up, so you figure one night with full hookups will get you going again).
If you have a 12V only fridge the 5A charger isn't going to keep up with your 12V loads while on shore power.
I presume your NOCO charger is a Li capable model. If not, your converter might be keeping your Li battery better conditioned / balanced. I'm unaware of any other reason you need the converter. And your solar is presumably Li capable anyway, so this is a moot point.
I don't know where that 25% ratio rule comes from, but I'm nowhere near it. My converter is rated for 35A, so I'm at 11%. And actually, I never see more than 22A of charging current from the converter (usually it's closer to 10A), so the real ratio is 3 ~ 7%. And we're fine.